Reduce Your Risks In Investment Portfolio

It is a common desire of every investor to make good investment decision.  However, when it comes to endowing and achieving expected returns on one’s portfolio, things seem to be virtually impossible for people to become unsatisfied with their personal performance. If it were that way, then people would think of securing a fixed rate savings like a term deposit. This will be a better option for everyone as it can virtually eradicate the equity market altogether.

Many long-term investors think asset allocation plays a vital role in the enduring performance of their portfolio. It can be devastating if investors had to face serious debt issues. Most would opt for immediate help and hence find debt help in order to get rid of the problem quickly. Risks have become a custom in every business for that matter. Investing huge amounts and expecting returns on one’s portfolio can be very risky when the investor is not ready to face financial challenges. If things have already gone over your head, then finding debt help will be the best option. Getting out of your current debt can help you find a comfort zone. You can reach a happy medium by being financially secure while paying off all your debts at regular intervals.

It can seem like a no-brainer for you until you get into the actual debt problem due to your investment portfolio. Having enough money in hand to live a comfortable life, if you still have never-ending amount of debts, then bare in mind you will have to use that money only for paying off your bills. As a result, you loose you savings at the end. Even if you are alert, chances are that you many have to face serious risks when it comes to investing. Getting prepared for the future is always better than repenting at the end when you have nothing. So, what is the real solution to get rid of this risk? Managing your money wisely and doing proper homework at your end will help you find the comfort zone.

Although, debt help can seem to work for you, many fraudulent companies can fool you and demand more money to help you get rid of those debt risks. If you desire to invest on your own portfolio, then ensure that you seek the advice of a financial adviser. Although you can manage this on your own, without having to depend on anyone, it is a wise idea to get the help of a financial adviser. He will guide you at every step and take you to the right path. With so many fluctuations in the current, invest market, only a good financial broker will be knowledgeable enough to have an update of what is happening out there and hence guide to make a wise decision. Seeking his advice at this instance can help you make a wise decision. Do not hesitate to seek for help because it is always better to be under someone’s shadow than fighting alone with no resources in hand.

Summary: Risks are there in any business you take for that matter. However, when it comes to investment portfolio, we tend to face more challenges with serious risks. Finding debt help can be the best option. 


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Shisha Tobacco and Hookah Pipes

Shisha is a very popular social pastime that is now gaining more popularity not only in the Middle East but in Europe too. Al Fakher products are also very famous because of their many different flavor like orange, mango and strawberry. You can buy them cheap online and they are available in U.K. so if you order them you can expect that you can get them faster. Al Fakher tobacco comes in different size and flavor. If you enjoy smoking tobaccos then try shisha because it taste better and what is more important is the bonding that you will enjoy with your friends.

Need Shisha accessories then buy them too online? They have Hookah Pipes and other part of the Shisha. Hookah comes in different colors and made from brasses which are imported from Syria, Turkey and other known countries that started with this kind of pastime tradition. I am fascinated by this pastime because it is not popular in my country and I never saw anyone doing it. I am aware though that it is famous in Europe because our guess who is a trainer from Latvia bought Shisha and Al Fakher uk tobacco here in Middles East because he told me that he cannot buy online since he has no credit card.

Shisha Tobacco is also available online. This tobacco is also available in United Kingdom and you can order them online too. You can order them in different flavor and quantity. What is good when you order online is that it is cheaper than buying in the market. You can also do it at the convenient in your own room.  There are many websites that sell Shisha product but most of them are not cheap and in fact not authenticated as genuine so if you order online, be careful because there are many imitation. Look for Al Fakher brand to make it sure that you get the original products.

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Shisha Time

When I first came in Middle East I saw and observed that most men there are using this kind of pipe inhaling and they used it one after another. This session is common among Arab guys after their work or they do it even in their spare time during working days. I asked one guy what is it because it is not common in our country and he said that it is Shisha. He told me that it is very popular in Europe not only in the Middle East. He said maybe in Europe it is very cold during the winter but according to him Shisha originated in Middle East. I do not know if he just want to boost about Shisha but maybe he is also telling the truth because this Shisha is everywhere in Middle East.

When we have a visitor who is a trainer in flying, he also bought this shisha with complete parts and tobacco with different flavor. He told me that they are available in Europe but he has no time to buy there because his next stop is in China for exhibition. There is this Hookah pipe and other ingredients which are from Syria, Turkey, India and other places he told me and he was looking for these Shisha. I told him that I saw one store in our place. He told me that he might order other Shisha in the Internet.

Shisha is composed of Shisha pipe, charcoal, tobacco, base, hose and more. I have not tried Shisha but it seems to me that the Arab guys are enjoying their chit-chat time when they have this Shisha and it fact they enjoy it too much than smoking. Right now there are online stores that sell shisha if you really want to enjoy this Arabian tradition. You can use credit cards to buy online. Buy now because the winter is fast approaching. This social pastime is very popular in Europe also and you can buy them cheap online and available in U.K.

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Why Invest in Lumber?

There are lots of ways to invest but which one is the best or shall we say secured investment? As an OFW I will recommend lumber. I will give you a personal experience of this. My first job here in Saudi Arabia was finance by money coming from our lumber. My parents have 10 hectares farm land but was not cultivated well due to the fact that my siblings have no interest in farming except one.

Invest in Lumber (photo by freedigitalphotos.net)

So there are lots of trees in it like Palcata, I don't know what is the other name for it, it looks like an Ipil-ipil tree but with white bark and in six years you can cut it down and sell it with good price. The other trees are Lawaan and Mahogany which are high class lumbers and more expensive. Anyway other tree will do but right now palcata, Mahogany and rubber trees are the best. If you have extra money and you bought a farm which is idle or is not used then it is better to fill it with trees.

Here are the advantages:

The lumber right now is very expensive.

If you have planted trees like two to five hectares, some Japanese will ask you for a contract to buy them in the future.

You can ask for money loans in the bank using these trees as collateral.

There is no need for a maintenance since they will grow even if there are bushes or grasses. You just need to clean the area if they are small like seedlings.

It is hard for others to steal them in quantity because it needs a permit to cut trees now a today.

You helped our environment by adding green trees. They are habitat to our fauna or animals which are vanishing.

If you are business minded enough, you can invite people to rent your land for camping.

You can prevent landslides and floods.

If you are an OFW or working abroad, your money will not perish or your capital will not be wasted, in fact it will earn more than 10% guaranteed. Other business is not secured I tell you. They need your presence.

By the way my friend's trees are now worth more than P1 million. He just planted them and left for Canada.

So if you plan to stay long working abroad, this is for you, sure money and without a headache.

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Recap of my post

This is my first time to recap what I had written for the past few months and I hope you will enjoy reading them.
I wrote about Madrid Hotel because it is my dream to visit such place in the near future. My friend who visited Madrid told me that it is magic. Another blog is about investment like gold investment and three source of income to become rich because I want to become rich. How can I fulfill my dream if I will not become rich?

I will continue posting all my favorite post here.

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Gold Nugget

Yesterday my friend was very angry because the sport feast that his assistant was organized did not materialize. While talking about his bitterness he told me that his gold nugget which was a souvenir from his company in Papua New Genea was pawned without receipt. He told me that it was pawned very cheap but his gold nugget price is very expensive. His brother could not take back the gold because he did not ask for receipt when he pawned it. I asked him why his brother did not ask for a receipt. Most of the pawnshop will issue you a receipt even if you do not ask. I aid that I smell something fishy about it. 

I told my friend even if it is a gold nugget or gold bullion you should ask for a receipt because you cannot claim anything without papers today. Gold is a precious metal and everyone is interested in it so you must be very careful when dealing with gold. Indeed gold is a very good investment but you need to be very careful.

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Three Source of Income to Become Rich

There are three sources of income to become rich according to Robert Kiyosaki. Today I read two pages of Robert Kiyosaki book and I found out that many of us are relying on one source of income only. 

Passive Income (photo by freedigitalphotos.net)

Active Income
This is what we call active income where we are paid to what we are going like if you are employed. The problem is whether you are receiving big bucks or you got a raise still the government is taking almost 50% of your money through tax and other deductions like Social Security and insurances. So no matter how you will strive you will not get rich being an employee. 


Portfolio Income
The next is Portfolio income, this is from the investment like stocks, mutual fund, bond and etc. The problem here is you can't leverage your money and even though you can defer the tax still you have to pay it when you get your investment.

Passive Income
Another source is Passive Income where you can earn money without any work from your side or shall we say a few work only. These are real State, royalty like records, result of inventions and more. So my advice to you is to have a passive income because it is the third less tax compared to active income and portfolio income which you can hide it from the government. Passive income can be leverage which you can earn more money and pay less tax. Be aware of this three source of income to become rich.

If you follow these three Income Generators there is no doubt that you will enjoy these opportunities and discounts. Having these three Incomes can afford you to live to the fullest and luxury. 


If you have only one source of income then build the other two sources of income. These three main sources of income will surely make you rich.

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HCG Diet Review

Here is a website which I read just now about diet. Many people are struggling on how to have a good and beautiful body even if they eat what they want but whether we like it or not, we need to eat less and eat the right foods in order to lose weight. According to the site hcg diet is effective if you want to lose weight. By the way the site suggests drinking plenty of water because most of the time thirsty is mistaken as hungry. Well this is true because when you drink lots of liquid you feel full and you crave less food. The hcg diet is safe because it is natural way which is to eat the right food program. You can eat same foods that most of us can see in the market. Just follow the program and you will see the result fast.

There is also another way to lost weight by using hcg injections but this one is risky compared to diet and more expensive. It is up to you which losing weight is best for you but for me I will still choose the natural way of losing weight although it will take more discipline. I am afraid of syringe too!

There is another way to lose weight like oral hcg and they are all effective. If you are afraid of syringe then oral hcg is good for you. Another thing to consider is that some country using syringe is illegal. You only need to refrigerate the bottle to preserve the liquid. Losing weight now is very easy but as I said I prefer the natural diet. No pain no gain.

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Madrid Hotel

I am looking for a Cheaper Madrid Hotel today because I have a plan to visit Spain next year. It is my dream to see what is Madrid is all about. They said that Madrid Hotel is expensive but I think there are affordable one.

My friend invited me to go Europe but I refused because I told him that I have no money to spend but he told me that I only have to pay for the airline tickets and he will shoulder the foods and hotel accommodation. Hotels in Madrid are not that expensive if you compare it with other Europe hotels.

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Accutane and Trasylol Lawsuit

Using drugs today can be dangerous especially if it is not used for many years. We knew that these drugs are tested in laboratories to insure human safety but human bodies react differently to drugs so there are some few human bodies react negatively to Accutane. It is a vitamin B that is used to cure severe cystic acne. If you suffer from inflammatory bowel disease or IBD then you are entitled to file Accutane Lawsuit. There is a case against a giant pharmaceutical company and the guy who suffer from IBD and colitis because he used Accutane. He won the case and awarded more than $2.5 million. In five years according to the news there are 85 cases already filed and believed that Accutane is the culprit of their suffering.

Another drug which is dangerous is Trasylol. This drug is used during heart surgery and bypass operation. This drug is used to avoid blood loss. If you felt the side effect of this drug then you file a Trasylol lawsuit. If you suffer stroke, kidney failure, heart attack or you if you have relatives who undergone a surgery before and you know that trasylol then file a case now.

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